If you are a director or officer of a business or organization, you are exposed to personal liability for wrongful acts arising out of your management activities, which could range from simple error to breach of certain fiduciary duty,  Increasing economic pressure and public awareness have resulted in significant spike in claims against managing officers.

D & O insurance would protect you from liability for acts performed while in capacity as officer or director, whether the corporation is public, private or a non-profit. Specifically, D&O coverage obligates the insurer to pay defense expenses and indemnify you from other settlement/liability costs as they are incurred.  

SmartAssure works with many reputable and financially strong D&O carriers and will work with you to devise a plan that will adequately cover both projected defense, settlement, and indemnity costs.